GoCardless Bank Account Data MCP server
GoCardless Bank Account Data, the open banking service that was Nordigen, reads the accounts a company has linked at its banks, in Belgium and elsewhere. Through Flowplane an AI assistant can look up the balances and transactions of those accounts, the state of each bank link and the banks of a country. It can also start linking a new bank, which a person then approves at their own bank.
- Tools
- 8 read · 1 change
- Sign-in
- One shared key
- Approval, by default
- Changes wait for you
- MCP server
- Flowplane’s tools
What your assistant can do in GoCardless Bank Account Data
8 tools that read and 1 that change something in GoCardless Bank Account Data. Reads are allowed; a change marked “asks first” waits for the person’s approval by default, and your workspace’s rules decide the rest.
Reads8
- Check the connectionSee which account it uses and whether it works
whoami - List institutionsBanks of a country
list_institutions - List requisitionsBank links and their accounts
list_requisitions - Get requisitionA bank link's status
get_requisition - Get accountA bank account's state
get_account - Get account balancesA bank account's balances
get_account_balances - Get account detailsA bank account's details
get_account_details - List transactionsA bank account's transactions in a date range
list_transactions
Changesasks first1
- Link a bankStarts a bank link a person approves at their bank
create_requisition
Sign-in
GoCardless has no sign-in for outside apps. You create a secret ID and secret key in the Bank Account Data portal (User secrets), and the workspace adds the pair once, or a member just for themselves. The pair sees every bank link of that GoCardless account, so it belongs to no single person. Flowplane keeps it sealed; the assistant never sees it.
In Flowplane: In the Flowplane console, add GoCardless Bank Account Data, paste the secret ID and secret key, and choose Connect GoCardless: it checks them at once.
GoCardless Bank Account Data and MCP
GoCardless runs an MCP server for its payments API (direct debit), but not for Bank Account Data, which is a separate product. There are third-party hosted MCP servers for Bank Account Data. Flowplane talks to the Bank Account Data API directly, so there is nothing to install or host.
Things to ask
- “What is the balance on our KBC business account right now?”
- “List last month’s incoming payments above €1,000 on our main business account.”
- “Which of our bank links have expired or still wait for approval?”
- “Start a link to our account at KBC, with the approval pages in Dutch.”
Connect your assistant to GoCardless Bank Account Data
One Flowplane address works in every assistant below, with the same rules and the same log. Step-by-step setup for each:
- Connect Claude to GoCardless Bank Account DataClaude on the web and in the desktop app→
- Connect Claude Code to GoCardless Bank Account DataAnthropic’s coding agent in the terminal→
- Connect ChatGPT to GoCardless Bank Account DataChatGPT on the web→
- Connect Cursor to GoCardless Bank Account DataThe Cursor code editor→
- Connect Codex to GoCardless Bank Account DataOpenAI’s coding agent, in the terminal and the IDE→
- Connect GitHub Copilot to GoCardless Bank Account DataCopilot Chat in VS Code, in agent mode→
- Connect Mistral Le Chat to GoCardless Bank Account DataMistral’s assistant (Le Chat, now called Vibe)→
Questions
- Can the assistant move money or approve a bank link?
- No. It only reads balances and transactions. The one change it can make is to start a bank link, which waits for your approval by default; the link then does nothing until the account holder opens it and approves at their own bank. Nothing is ever deleted: ending a bank link is done in the GoCardless portal.
- Why does the bank sometimes refuse to answer?
- Banks limit how often an account is read, down to four calls a day per account and kind of call. The assistant asks for a whole date range in one go; if the limit is reached, try again the next day. A bank link also lasts 90 days unless agreed otherwise, after which it has to be made again.
- Can I still open a GoCardless Bank Account Data account?
- GoCardless currently has new sign-ups for Bank Account Data disabled. This connector is for companies that already have an account and its secrets.
- Which AI assistants can use GoCardless Bank Account Data through Flowplane?
- Claude, Claude Code, ChatGPT, Cursor, Codex, GitHub Copilot and Mistral Le Chat, and any other client that supports remote MCP servers with sign-in. They all reach GoCardless Bank Account Data through the same Flowplane address.
- What does it cost?
- Free for one person, with up to three apps and five assistants. Personal Pro is €9 a month including VAT; companies start at €99 a month for ten active users. Prices are indicative; see the pricing page.
Flowplane is not affiliated with or endorsed by GoCardless Bank Account Data’s maker; the name and logo only identify the app. Pricing
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